Anyone knowing the best/cheapest auto insurance for young drivers?

Anyone knowing the best/cheapest auto insurance for young drivers?

Hello! I am a young driver (19) who is looking to buy a new 2007 ford mustang (the deep red color). I really want this car but it looks like there is no way that I will be able to afford the auto insurance for this thing. Anyone know the best company for me to speak with? Any advice or tips will help. Thanks!

 

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.US

 

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Car Insurance - PLEASE READ!?

In 2004, I saw a car that I wanted to buy at a Nissan car dealership and I took out a loan. At the time I didn't know anything about insurance. It was all greek to me. I was very young and had no one to help me out. Anyway, I went to American Family Insurance and the agent seemed very nice. I told him that I wanted to buy this car and before I could finalize everything I had to show proof that I had full coverage on the vehicle. He told me that I most definitely had to get full coverage and I signed the paperwork, gave him a check and my insurance coverage started. I NEVER CHANGED MY COVERAGE!! (Let me make that clear). So 1.5 years later my car slid on the ice and another lady thought she could speed to get around me and she instead hit me. The officer stated that none of us were at fault because I was sliding when I should have been in control of my car and she should have never tried to pass me so we would each be responsible for our own damage. Right away I called my agent and he later called me back and stated I didn't have collision coverage and I would have to pay out of pocket for my damage. Again, I didn't know anything about insurance and I had totally forgotten that collision was required so I believed this guy. I left it at that but was very upset with him because he stated that I didn't have collision coverage and I told him that as a professional insurance agent, he should have told me that I needed full coverage on this practically new car!!! So, 6 months later, it was still bothering me and I left him. The car wasn't drive-able (I had to pay $600 just to fix something with the wheel mount) and then it was drive-able but there are dents in the car and damage that equals $2,000 to fix. That may sound cheap to some of you but it isn't to me. Just 3 days ago, I was telling this story to someone and they told me that I should have had full coverage on the vehicle and I should look into this. I called American Family and a lady is doing some investigating because she could see I had insurance on my car in 2004 but didn't know what kind. But, she confirmed that my car was under a lien and the insurance agent would be required to put me on a full coverage in the state of Wisconsin. So, this lady stated she would call me back on Saturday. In a perfect world, she could state either 1). You had collision coverage at that time and your car will be fixed at our expense or 2.) Your agent never put you on full coverage. Come Saturday, what if she says that it turns out my agent never put me on full coverage? Isnt he at fault? Everyone (including their own company) states he should have known to put me on full coverage! So, can I try suing the company? Im thinking even though the lady was really nice and told me that my insurance agent should have known better that Ill hear something from them stating that their computer system shows that I was a client in 2004, but they dont know what type of coverage I was on. In the end, they will probably want to cover their butts. Please offer any suggestions! THANKS! And yes, I have become more knowledgeable about insurance for my sake. :)

 

 

Why am I paying for Car Insurance, and why is it the Law?

Okay, I can see having a mandatory policy, or coverage plan in the event there is an accident, and someone gets hurt. That, I understand. Even though I already have health insurance, and the person that (may or may not hit me) may too have it, I still understand. But here is my real question: Every month, every year, we all pay into somthing called (car insurance), we pay, we pay, then we pay some more. So when its all said and done, and after a month, a year, whatever, why dont we get ANY of the money back that we paid, seeing as how (WE NEVER HAD AN ACCIDENT)...... I know that there will be a slew of morons who say its the law , or its to cover your butt if you get hit , and so on, and so on. Duh.... But no matter how you swing it, I've paid into it for the last 7 years, never had an accident, and I've paid thousands, so why dont I get any of that money back, what did I pay for? I can even understand a situation where we all paid for auto insurance but get a certain percentage back, but to mindlessly pay money into a machine and get nothing in return, how is this not giving money away.. Oh, and when its all said and done, imagine you pay for coverage every month, 200+, then some (fill in the blank) who dose not have insurance smashes into your car at night because he or she was drunk, you wake up in the morning, report it, your rates go up. Get hit by someone who dose'nt have insurance, your screwed, so in all honesty, whats the point. Have you every been in an accident, then tried to file a claim, its like pulling teeth. Investigators and claims agents come out of the woodwork, and did you know thier job is to find a reason to deny your cliam?

 

 

Got my 1st speeding ticket under mom's insurance. Will her insurance go up?

I got my 1st speeding ticket ever and paid it off. I am under my mom's insurance as an additional driver. Will the rates go up? If so, is it too late to take defensive driving to take it off the record since I already paid it?

 

 

Where can a person find affordable health insurance...?

...in Illinois if they are single, childless, and with low income?

 

 

Who do you contact if you know somebody commiting fraud on there car insurance?

given someone elses address for cheaper insurance

 

 

How do I get affordable insurance after dui non-conviction?

State farm is canceling my auto insurance after a company called ChoicePoint inc. reported info. from the DMV about reinstatement of license, Chemical test modification and Chemical test revocation. I was arrested for a first offense and plea bargained to jump though all the hoops, pay all fines in order for it not to result in a conviction. Are there any insurance companies out there that do not purchase info. from ChoicePoint?

 

 

Affordable health insurance/maternity coverage?

My husband and I are considering trying to conceive our second baby in the next few months. Only problem is went husband works construction and they don't offer insurance. We have private insurance but it only covers preventative. Have you ever been in this situation? What solutions have or did you find? Any help would be greatly appreciated. Thank you!

 

 

Does anyone know a reliable life insurance company that is also inexpensive?

Permanent Life Insurance, Term-Life Insurance, others, ect...For male, 56 years old

 

 

Cheapest car and car insurance for an adult first time driver?

hi i just passed my driving tests and looking for a cheap, small and reliable car. i am 27 and a full time student. i live in small UK city. would like to how much to expect to pay for car and road tax. what other things to expect to sort out. god bless you

 

 

What is auto insurance ?

can anybody explain what is auto insurance ?

 

 

Why is insurance important, 20 pts for the best answer?

Your best friend says they dont think insurance is important. Explain to them why it is important to have insurance. How is having insurance important for successful financial management?

 

 

Will the Supreme Court ruling on Affordable Care Act affect those under 26, and on their parents insurance?

I am a 20 year old man, and I suffer from a couple health problems that I must have treatment for. I have a job, but I do not make enough money to afford my own health insurance, so I am on my father's. I am able to do this now because the new law allows me to remain on my father's insurance until my 26th birthday. If the supreme court rules that the mandate in question is unconstitutional will it effect that specific part of the law? Am I in danger of losing my health coverage?

 

 

Car insurance and speeding points?

Hey, when I was 18 I got 3 points for speeding. It is coming up to 5 years since I got them and when doing insurance quotes it always says 'any speeding convictions within 5 years' I was just wondering, dees that mean once it has been 5 years, that I won't have to declare them anymore? and will they completely disappear from my driving record/license? Also, please no replies saying 'grow up, dont speed etc. I know, which is why I grew up and haven't for 5 years. Thanks.

 

 

Car insurance quote should i pay?

i took out a car insurance policy 3months ago the operator quoted me 1050 pounds which i thought was a bit expensive, she said if i canceled within 14days (cooling of period) i need not pay no moneys!! i canceled within 8days. i got a cheaper quote elsewhere, Now the 1st insurance company are going to take me to Court they are saying i owe then 320 for 8days cover! should i pay them? whats the Law on this can any one help me has i don't think i should pay it.

 

 

Why are car insurance companies trying to make me go bankrupt?

Okay, this is extremely frustrating. I'm a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? $750!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I've never had a ticket, never been in an accident. And I don't care if i'm 19 that price is absolutely absurd for that car. I'm almost at the point where I just wanna go illegal and drive without insurance. I'm looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it's under my parents policy and its this much!!!

 

 

Insurance type help A-Z?

Hello, If there is no accident will occur or occured, but lost your eyesight naturaly, what type of insurance policy you should buy to cover your permanent disablement because of that, which will give you payout like personal accident insurance does?

 

 

Can i get a california health access card if my mom has me under her insurance?

I want to get it so i can get on birth control but my mom has me under her insurance and i cannot let her know. I am 19, a college student and part time worker.

 

Anyone knowing the best/cheapest auto insurance for young drivers?

Hello! I am a young driver (19) who is looking to buy a new 2007 ford mustang (the deep red color). I really want this car but it looks like there is no way that I will be able to afford the auto insurance for this thing. Anyone know the best company for me to speak with? Any advice or tips will help. Thanks!

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